NDIS Budget Breakdown: Plan Your Core Supports & Capacity Building
Learn a simple method to forecast spending, avoid common traps, and make your plan work harder.
Core vs. Capacity Building: Your Real-Life Spending Guide
The NDIS splits your funding into two main categories: Core Supports and Capacity Building supports. Understanding this split is the key to spending your budget wisely and achieving your goals.
Core Supports are for your everyday needs and help you live independently. Think of this as your 'maintenance' budget. It covers:
- Help with daily personal activities
- Transport to get to work, school, or appointments
- Help with household tasks
- Assistance with social and community participation
Capacity Building supports are your 'investment' budget. They help you build skills and independence over time. This includes:
- Therapy sessions (like occupational, speech, or physiotherapy)
- Training to find and keep a job
- Support to improve your daily living skills
- Help with managing your life choices and goals
A good rule is to ensure your Capacity Building funds are used for their intended purpose—to build your skills. Don't let everyday Core needs eat into this vital 'investment' pot.
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