NDIS Budget Breakdown for Action: How to Read Your Plan Like a Checklist

Your NDIS plan lists funding in categories like Core Supports, Capacity Building, and Capital Supports. The first step is understanding what each line is actually for.

Core Supports are for your daily activities and disability-related needs. This includes help with personal care, transport, and consumables. Funding here is often more flexible.

Capacity Building Supports are for building your independence and skills. This covers funding for therapies, employment support, and health advice. This money is usually allocated to specific goals and is less flexible.

What you can spend it on: Check your Support Catalogue in the NDIS portal. It lists the exact support items (e.g., 'Assistance with Daily Personal Activities') your funding covers. Always match the support item number on your invoice to your plan.

Evidence you’ll need: Keep records linking services to your plan goals. For Capacity Building supports, providers may need to report on progress toward your goals. For all supports, keep invoices that clearly show the NDIS support item number, date, and units provided.